Total BTC Holdings Exceed $58.2 Billion! MicroStrategy’s Saylor: Bitcoin Expected to Reach $13 Million by 2045

05/12/2025

MicroStrategy Founder Michael Saylor Discusses Bitcoin as the Optimal Financial Strategy for Enterprises

On May 10, Michael Saylor, founder of MicroStrategy, discussed in an interview how Bitcoin (BTC) standards have become the best financial strategy for enterprises today. He stated that by the year 2045, if one Bitcoin is worth 13 million dollars, then not buying one Bitcoin now means losing 13 million dollars in the future. As of now, MicroStrategy has accumulated 550,000 BTC, with a total holding value exceeding 58.2 billion dollars.

Enterprises Should Move Away from Stock Buybacks; Bitcoin is the True Financial Upgrade

Saylor pointed out that the S&P 500 index represents the opportunity cost for retail investors. Traditional finance teaches stock buybacks and dividends, but in reality, you are just returning money to the market without creating real value.

“Using cash to buy Bitcoin (BTC) is the true digital transformation,” he remarked.

Traditional Financial Risks Abound; Buying Bitcoin is a Lifeline

Saylor indicated that currently, trading volumes in the U.S. stock market are concentrated in a few companies, while in fact, there are thousands of small and medium-sized listed companies in the U.S. that have become zombie companies. He believes these companies can regain investor interest by converting their assets to Bitcoin.

He also noted that traditional enterprises, when faced with economic turmoil, wars, or trade impacts, can only wait for their demise. However, if they use their earnings to buy Bitcoin, even if their core business suffers, the value of their assets remains intact.

Don’t Pay Off Your Mortgage or Buy a Sports Car; Invest in Bitcoin Instead

Saylor posited that for the average worker, the smartest move is to secure their primary job, control expenses, and maximize funds converted into Bitcoin. He even suggested taking out a long-term mortgage of 10 to 20 years to buy Bitcoin with the borrowed funds, as mortgage loans are the cheapest source of long-term capital.

He further emphasized that by 2045, if one Bitcoin is worth 13 million dollars, then not buying one now is equivalent to losing a future of 13 million.

MicroStrategy Shareholders Celebrate; They Claim This Bitcoin Company Has Saved Them

Saylor shared that many people have achieved financial freedom in recent years by investing in MicroStrategy (MSTR) stock.

“What touches me the most is when people tell me: you’ve given me peace of mind for the future and the ability to support my family. This kind of gratitude is the most sincere,” he said.

Launching Bitcoin Financial Instruments; Everything Can Be Bitcoinized in the Future

Saylor’s latest financial instruments include:

Strife: Uses Bitcoin as collateral with an annual interest rate of 10%, no redemption period, and permanent debt rights, making it ideal for pension accounts seeking long-term fixed income.
Strike: Features an 8% annual interest rate with an additional 35% upside from Bitcoin equity, catering to cautious investors who want to benefit from price increases while avoiding declines.

Saylor mentioned that nations could also issue Bitcoin-supported bonds (Bit Bonds), which would not only attract global buyers but also significantly enhance national financial autonomy.

Why Hasn’t Bitcoin Reached 200,000 Dollars Yet? Saylor Suggests It’s Currently in a Washout Phase

Saylor analyzed that the recent price fluctuations are due to the previous group of investors exiting the market while new investors are entering. This includes:

Bankrupt institutions (like FTX) and government departments liquidating their Bitcoin holdings.
New buyers progressively entering through ETFs and Bitcoin-related companies.

Short-term selling pressure exists in the market, but the long-term structure is strengthening.

After the Crisis Comes the Birth of Bitcoin Believers

Saylor shared his observations: “Every crisis creates a new group of believers. After the 2020 pandemic crash, I bought in, and now, following the tariff wars, there will be another awakening.” He pointed out the key features of Bitcoin:

Trading is possible on weekends.
It can be traded globally.
No supply chain, tax burden, or regulatory risks.
It is the only asset that can be leveraged during a crisis.

Why Does the Mainstream Media Still Not Understand? Saylor Says It’s Only Day 25 of the Lily Pad

Saylor used an analogy: “It takes 30 days for a whole pond of lily pads to cover the surface, but you can only see them growing on the 27th day.” Although many mainstream media outlets haven’t fully grasped what Bitcoin is yet, investors have already begun to participate enthusiastically, and Bitcoin (BTC) now accounts for 16% of the total stock market capital raising.

On May 11, Saylor tweeted (X) indicating he is looking to enter the Bitcoin market again. As of now, MicroStrategy has:

Accumulated over 550,000 Bitcoins.
Total holding value exceeding 58.2 billion dollars.

(BTC total holding value exceeds 58.2 billion dollars! MicroStrategy’s Saylor: Bitcoin is expected to reach 13 million dollars by 2045)

Risk Warning

Investing in cryptocurrencies carries a high level of risk, and their prices may fluctuate wildly. You may lose all of your principal. Please assess the risks carefully.